How We Handle Your Data
When you use estoto, we collect only the details that let us verify your account, keep your session stable, and match wallet activity to the right record. That can include your name, contact number or email, device signals, browser cookies, login times, and the reference data
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attached to DANA, OVO, GoPay, or QRIS. We do not need your full wallet history to do that job. If we must keep a record longer because local law, tax rules, dispute handling, or fraud checks require it, we keep it only for that reason. Where
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the law allows a correction, access request, or deletion request, we check it after confirming that you control the account. Any request that falls outside local law or the country where the service can be used will be declined politely.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.